Home Warranty vs. Home Insurance

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This blog is designed to inform anyone who doesn't understand the difference between home warranties and home insurance. 

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Protecting Appliances With a Home Warranty

Home appliances can be costly to repair or replace in case they get damaged. A home warranty is a service agreement or contract which will take care of any repairs or replacements of your property's systems and home appliances. Home appliances often need repair or to be eventually replaced as a result of normal wear and tear as a result of constant use. The home appliances and systems that are covered by a home appliance warranty include plumbing system, heating and cooling system and the central vacuum system.

The appliances that are covered tend to be the larger ones such as the washing machine, dishwasher, fridge, garbage disposal system and air conditioner or fans. These repairs or replacements can be very expensive and getting a home warranty will protect you against these costs. The way it works is that you take a plan where you cover all your home appliances or you cover particular appliances. The warranty will cover the repair costs, any parts replacement or the total replacement of the appliances.

The benefits of a home warranty are numerous. Some of these include that you can take a home appliance warranty for old and new appliances and you will not get charged extra for the older appliances as long as they are working optimally. This makes it easy and convenient especially if you live in a home where the appliances are of different ages. You are able to have peace of mind when your appliances break down since you know that you do not have to shoulder the cost of repairing the appliances. It is convenient since you do not have to worry about how the repair job will be carried out since you just make a call and all the other details are taken care of for you by qualified professionals.

You will be able to save money using the home appliance warranty especially if multiple appliances need to be repaired or replaced. You do not have to do without the appliances that need repair as they will be repaired and replaced as soon as possible. This may not be the case if you have to pay for the repairs out of your pocket as you may need to save for a while especially if multiple appliances break down or stop working almost simultaneously. A home appliance warranty may increase the value of your property as potential tenants may prefer to stay in a property that has this kind of warranty. You avoid legal action in some cases where a tenant or home buyer may want to sue you for broken and damaged appliances.

This service is very useful for property owners who may have a number of properties. You may be able to get extra services like having your manufacturer's warranty reinstated. In some cases, if you sell or buy a home, the manufacturer's warranty on appliances may be withdrawn; the home appliance warranty company may be able to ensure that the manufacturer will restore the conditions of the warranty.

Welcome!

Welcome to my new blog! This blog is set up to inform the average homeowner the differences between home insurance and a home warranty. Both are very important, and that is why I feel the need to create this site. I hope anyone who finds the two subjects confusing can take this information and use it to their advantage. I look forward to writing for you and enjoy!